Finance Credit Card Payoff Planner
Plan card payoff with monthly payments and see months to zero.
This result tells you roughly how many months it will take to clear the balance at the monthly payment you entered, and roughly how much interest you will pay in total along the way.
Worked example
For example, with a balance of $5,000, an annual rate of 18%, and a monthly payment of $300, the result is about 20 months, with total interest of about $797.17.
Frequently asked questions
How long will card payoff take?
It depends on balance, rate and monthly payment. Higher payments cut months and interest.
Fast results
Instant result, no sign-up.
Free to use
All tools are free.
Formula shown on the page
Each page shows the formula it uses, so you can check the result yourself.
Works on mobile
Built for phone browsers.
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