Finance
Net Worth Calculator
Subtract total liabilities from total assets to find net worth.
The result is what remains when total liabilities are subtracted from total assets, so a positive result means assets are greater than debts.
Formula
Net worth equals total assets minus total liabilities.
How it works
Assets include cash, savings, investments, and property; liabilities include loans, card balances, and other debts. Net worth can be negative — that simply means debts exceed assets for now.
Worked example
For example, total assets of $150,000 minus total liabilities of $80,000 gives a net worth of $70,000.
FAQs
What counts as an asset?
Anything you own with value, at a realistic current value, not purchase price.
Should I include my home?
Yes, at market value, with the mortgage as a liability.
How often should I check?
Yearly is enough to see the trend without noise.
Are these figures financial advice?
No — they are estimates for planning only, not financial advice. Check with a qualified adviser for decisions involving large sums.
Estimates only, not financial advice. Figures are approximate and do not include all fees, taxes, or changing rates unless stated.
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